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Answer: UPI
UPI (Unified Payments Interface) enables instant bank-to-bank transactions using virtual payment addresses (e.g., name@bank). Developed by NPCI, it supports peer-to-peer and merchant payments, bill payments, and integrates with multiple banking apps.
Answer: Firewall
Firewall is a network security device/software that monitors and filters traffic between trusted internal networks and untrusted external networks based on security rules. It can be hardware-based, software-based, or cloud-based.
Answer: IP
IP (Internet Protocol) Address is a numerical label assigned to each device connected to a network. IPv4 uses 32-bit addresses (e.g., 192.168.1.1), while IPv6 uses 128-bit addresses to accommodate the growing number of internet-connected devices.
Answer: CPU
CPU (Central Processing Unit) is the primary component that executes program instructions, performs calculations, and controls other computer parts. Modern CPUs contain multiple cores for parallel processing and cache memory for faster data access.
Answer: NavIC
NavIC (Navigation with Indian Constellation), formerly IRNSS, is India's independent regional satellite navigation system providing accurate position information over India and 1500 km around. It consists of 7 satellites and is an alternative to GPS.
Answer: DigiLocker
DigiLocker is a cloud-based platform under Digital India that enables citizens to store, share, and verify important documents digitally. Documents issued by registered authorities through DigiLocker have legal validity under the Information Technology Act, 2000.
Answer: NPCI
NPCI (National Payments Corporation of India) developed the Unified Payments Interface (UPI). NPCI also operates other payment systems like IMPS, RuPay, Aadhaar Enabled Payment System (AePS), and Bharat Bill Payment System (BBPS).
Answer: Ransomware
Ransomware is malicious software that encrypts files on victim's device and demands ransom (usually in cryptocurrency) for the decryption key. Prevention includes regular backups, updated antivirus, and avoiding suspicious email attachments.
Answer: Aadhaar
Aadhaar is a 12-digit unique identification number issued by UIDAI to Indian residents based on biometric and demographic data. It enables targeted delivery of subsidies and services through Direct Benefit Transfer (DBT) system.
Answer: Machine
Machine Learning is a subset of Artificial Intelligence where algorithms improve automatically through experience and data. It includes supervised, unsupervised, and reinforcement learning approaches used in recommendation systems, fraud detection, and more.
Answer: One Time Password
OTP stands for One Time Password - a automatically generated numeric or alphanumeric string that authenticates a user for a single transaction or login session, enhancing security beyond static passwords.