GK Question

technology medium mcq

Which digital initiative enables paperless, cashless, and faceless health insurance claims?

  1. Ayushman Bharat PM-JAY
  2. e-Sanjeevani
  3. Health Claims Exchange
  4. ABHA

Answer: Health Claims Exchange

HCX (Health Claims Exchange) is a digital protocol under ABDM enabling standardized, interoperable exchange of health insurance claims between providers, payers, and patients. Aims to reduce paperwork, speed up settlements, and improve transparency. Critical for health financing and digital governance questions.

Topic Health Technology
Exam Relevance Banking, UPSC, SSC