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Which NPCI initiative enables interoperable QR code payments across all UPI apps?
- Bharat QR
- UPI QR
- Both A and B
- None
Answer: Both A and B
Bharat QR and UPI QR are interoperable standards allowing merchants to display a single QR code accepted by all UPI apps and card networks. Eliminates need for multiple QR stickers. NPCI's standardization promotes cashless adoption at small merchants with low-cost acceptance infrastructure.