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The maximum transaction limit for UPI payments as per RBI guidelines (2026) is ₹________ for most categories.
Answer: 1,00,000
As of 2026, the standard UPI transaction limit is ₹1 lakh per transaction for most categories. Some categories like capital market, insurance, and mutual funds have higher limits (₹2-5 lakh). Limits may vary by bank and user risk profile. Always check latest RBI notifications for updates.