GK Question

technology easy mcq

Which of the following is NOT a feature of UPI?

  1. 24x7 availability
  2. Single click two-factor authentication
  3. Virtual payment address
  4. Mandatory physical card

Answer: Mandatory physical card

UPI does NOT require a physical card. It uses virtual payment addresses linked to bank accounts. Key features include 24x7 availability, single-click two-factor authentication, instant fund transfer, and support for multiple banks in one app.

Topic Digital Payments
Exam Relevance Banking, SSC, Railway