The 'Pradhan Mantri Fasal Bima Yojana' (PMFBY) utilizes modern technology to speed up crop loss assessment and claim settlement. Which of the following technologies is explicitly integrated into the scheme for this purpose?

Answer: Drones and Remote Sensing for yield estimation

Historically, crop cutting experiments (CCEs) were manual, delayed, and prone to local corruption, causing massive delays in insurance payouts. PMFBY now mandates the use of drones, satellite imagery, and smartphone apps to capture geo-tagged, real-time data of crop damage due to localized calamities like hailstorms or floods, ensuring transparent and rapid direct benefit transfers to farmers.