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The scheme recognizes the logistical challenges and higher cost of transporting construction materials to remote, difficult terrains. Therefore, the unit assistance is deliberately higher for beneficiaries in hilly states, difficult areas, and IAP districts (e.g., Rs. 1.30 lakh) compared to those in the plains (e.g., Rs. 1.20 lakh) to ensure the subsidy is practically sufficient to build a quality house.